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This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building.
Repairing your credit means removing or correcting negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.
In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report.
This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score. Credit Karma is a very vague score used only to get you to apply for credit cards whether you qualify or not.
More than 80% of credit reports have negative, erroneous or inaccurate information hurting consumers where it counts the most. That's paying more in fees and rates which means less money for the family.
Utilizing the Analysis in Step 2 we determine what items are affecting your credit and attack them based on hundreds of data points that must be reporting correctly and factually if not they must be removed.
This is the most important step as it will determine if we can take on your file. We do not take just anyone. Sometimes there isn't a need for credit repair but rather credit building.
Repairing your credit is removing negative items from your report then focusing on building it up. Building credit is adding positive accounts to your file. In this consultation we can guide you in the best possible way to build up your credit.
In order to render an effective consultation we need to view your credit report. Although Experian and Credit Karma are the most widely used monitoring options, we need what's called a Tri-Merge Report.
This is done through a monitoring company that brings all 3 Bureau reports into one report. This is the most accurate way to determine what is affecting your score across the board. Credit Karma is a very vague 'vantage score'
More than 80% of credit reports have negative, erroneous or inaccurate information hurting consumers where it counts the most. That's paying more in fees and rates which means less money for the family.
Utilizing the Analysis in Step 2 we determine what items are affecting your credit and attack them based on hundreds of data points that must be reporting correctly and factually if not they must be removed. We must also simultaneously build positive credit as we remove or correct items.
90 Day Money Back Guarantee
We Prepare & Mail Letters
Updates every 35-45 Days
Collections/Charge offs
Repossession
Customer support
$600
Everything In 6 Months Plan
Aggressive Method
Foreclosures
Bankruptcy/Judgements
$1,400
Everything In 12 Months Plan
+Spouse Saves 50% (Same Plan Only)
Separate Account Access
Call For Pricing
90 Day Money Back Guarantee
We Prepare & Mail Letters
Updates every 35-45 Days
Collections/Charge offs
Repossession
Customer support
$600
Everything In Standard
Aggressive Method
Foreclosures
Bankruptcy/Judgements
$1,400
Everything In Advanced
+Spouse Saves 50% (Same Plan Only)
Separate Account
Call For Pricing
"The average American pays around $6,000 a year in debt. When you improve your rates you get to keep that... 🤔"
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Hello my name is Shakila Morris, I specialize in credit repair, business credit and taxes. The reason I’m in these fields, I love to help others, I love seeing people financially free. The best part is seeing clients get approved for thins knowing you the cause of it.
As a credit repair consultant, I find joy in being able to help others. My story was similar to those that I hear everyday, I was told that no. I was turned down multiple times for everything I tried to purchase. I decided to change something and instead of buying new things, I invested in myself. I now offer credit repair, business building, and classes to teach those who are in the position I was in years ago at an affordable price. The end goal is for me to not just see you win, but to help you win.
Hello my name is Shakila Morris, I specialize in credit repair, business credit and taxes. The reason I’m in these fields, I love to help others, I love seeing people financially free. The best part is seeing clients get approved for thins knowing you the cause of it.
As a credit repair consultant, I find joy in being able to help others. My story was similar to those that I hear everyday, I was told that no. I was turned down multiple times for everything I tried to purchase. I decided to change something and instead of buying new things, I invested in myself. I now offer credit repair, business building, and classes to teach those who are in the position I was in years ago at an affordable price. The end goal is for me to not just see you win, but to help you win.